⚕️ Written by Dr. Sarah Mitchell, MD, MPH  •  📋 Evidence-Based Articles  •  🔍 Medically Reviewed

⚠️ Not a substitute for professional medical advice

Category: Preventive Health

Screening, vaccines, and lifestyle strategies to prevent disease before it starts.

  • Adult Vaccines: Which Immunisations You Need and When

    Adult Vaccines: Which Immunisations You Need and When

    πŸ”‘ Key Takeaways β€” Adult Vaccines

    • βœ… The flu vaccine reduces hospitalisation risk by up to 40% in adults
    • βœ… Shingles affects 1 in 3 people over 60 β€” the Shingrix vaccine is 97% effective
    • βœ… The Tdap booster (tetanus, diphtheria, pertussis) is recommended every 10 years for adults
    • βœ… COVID-19 boosters remain recommended annually for adults over 65 and immunocompromised individuals
    • βœ… Many adults are unknowingly under-vaccinated β€” a GP review takes just 10 minutes

    🏷️ Category: Preventive Health

    Adult Vaccines Guide

    Reviewed by our Editorial Team β€” Based on CDC adult immunisation schedule and ACIP recommendations.

    Most people think of vaccines as something for children β€” but adult immunisation is equally important, and most adults are significantly behind on their recommended vaccines. Each year in the US alone, vaccine-preventable diseases cause over 50,000 adult deaths. Influenza, pneumonia, shingles, and pertussis disproportionately affect older adults with severe consequences. This guide covers every vaccine recommended for adults, who needs each one, and why staying current matters.

    Adult Vaccine Schedule at a Glance

    Vaccine Who When
    Influenza (Flu) All adults Annually, ideally September-October
    COVID-19 All adults Current updated booster annually
    Tdap/Td All adults 1 Tdap dose, then Td every 10 years
    Shingles (Shingrix) Adults 50+ 2-dose series, 2-6 months apart
    Pneumococcal Adults 65+ or high risk PCV20 once, or PCV15 + PPSV23
    RSV Adults 60+ Once (discuss timing with doctor)
    Hepatitis B Unvaccinated adults under 60 3-dose series
    HPV Adults up to age 26 (some 27-45) 2-3 dose series

    Key Adult Vaccines Explained

    Shingles (Shingrix): The Most Important Vaccine for Adults Over 50

    Shingles (herpes zoster) affects 1 in 3 adults and causes an intensely painful blistering rash. More seriously, 10-15% develop post-herpetic neuralgia β€” severe nerve pain that can last months or years. Shingrix is 97% effective at preventing shingles and is recommended for all adults 50+ regardless of previous shingles or chicken pox. Two doses are required, 2-6 months apart. Even if you had the older Zostavax vaccine, Shingrix is significantly more effective and is recommended.

    Influenza: More Serious Than People Realise

    Seasonal flu kills 12,000-52,000 Americans annually β€” primarily adults over 65 and those with chronic conditions. The annual flu vaccine is 40-60% effective at preventing illness in matched years and significantly reduces hospitalisation and death. High-dose or adjuvanted flu vaccines are recommended for adults 65+ for better immune response.

    Pneumococcal: Preventing a Leading Cause of Death in Seniors

    Streptococcus pneumoniae causes bacterial pneumonia, meningitis, and sepsis β€” killing over 5,000 Americans annually. Adults 65+ and those with chronic conditions (diabetes, COPD, heart disease, immunosuppression) need pneumococcal vaccination. The newer PCV20 vaccine provides broader protection than previous formulas in a single shot.

    Tdap: Protecting Yourself and Newborns

    Pertussis (whooping cough) is life-threatening to infants who are too young to be fully vaccinated. Adults serve as the main reservoir of transmission to newborns. Every adult should have one Tdap dose (protects against tetanus, diphtheria, and pertussis), then Td boosters every 10 years. Especially important for anyone who will have contact with infants β€” and essential during pregnancy (28-36 weeks) to pass maternal antibodies to newborns.

    Vaccines for Special Circumstances

    • Travelling internationally: Hepatitis A, typhoid, yellow fever, meningococcal (depending on destination)
    • Healthcare workers: Annual flu, hepatitis B, varicella (if not immune)
    • Pregnancy: Flu (any trimester), Tdap (28-36 weeks), COVID-19 (safe and strongly recommended)
    • Immunocompromised: No live vaccines; specific recommendations vary β€” consult your doctor

    FAQ

    Can you get flu from the flu shot?

    No β€” the flu vaccine contains inactivated or weakened virus that cannot cause flu. Temporary mild side effects (sore arm, low-grade fever, fatigue) are signs the immune system is building protection β€” not flu illness.

    Are adult vaccines free?

    Under the ACA, most ACIP-recommended vaccines are covered at no cost for insured adults. Many pharmacies offer free flu shots with most insurance. Medicare Part B covers flu, COVID, pneumococcal, and Hepatitis B vaccines for eligible adults.

    Is it safe to get multiple vaccines on the same day?

    Yes β€” receiving multiple vaccines simultaneously is safe and does not overload the immune system. It is often recommended to catch up on missed vaccines in a single visit.

    Conclusion

    Adult vaccination is one of the most cost-effective preventive health actions available. Check which vaccines you are due for at your next healthcare visit β€” your doctor or pharmacist can review your immunisation record and recommend any needed vaccines. Staying current takes minimal time and could prevent months of serious illness or worse.

    Medical Disclaimer: Vaccine recommendations vary by age, health status, and individual risk factors. Consult your healthcare provider for personalised advice.

    πŸ“š Medical Sources & References

    This article is based on evidence from the following authoritative medical sources:

    Why Adult Vaccination Matters: The Forgotten Priority

    When most people think of vaccines, they think of childhood immunisation schedules. But vaccination is a lifelong need, not a childhood checkbox. Adults need vaccines for three critical reasons: some vaccines wear off over time, new vaccines have been developed that weren’t available when today’s adults were children, and immunity weakens with age, making older adults vulnerable to diseases they once could fight off easily.

    The World Health Organization estimates that vaccines prevent 3.5–5 million deaths annually worldwide. Yet adult vaccination rates remain far below targets in most countries. In the United States, only about 45% of adults receive their annual flu vaccine, and only 25% of eligible adults have received the shingles vaccine. These gaps in coverage lead to preventable illness, hospitalisation, and death β€” particularly among older adults and those with chronic conditions.

    The Adult Vaccine Schedule: What You Need and When

    Vaccine Who Needs It Schedule Why It Matters
    Influenza (flu) All adults, annually Every year, ideally September–November Prevents 50–60% of flu hospitalisations
    Tdap/Td (tetanus, diphtheria, pertussis) All adults Tdap once, then Td or Tdap every 10 years Tetanus is fatal in 10–20% of cases; pertussis protects infants around you
    COVID-19 All adults Annual updated dose, per current guidance Reduces severe illness, hospitalisation, long COVID risk
    Shingles (Shingrix) Adults 50+ 2 doses, 2–6 months apart 97% effective at preventing shingles in adults 50–69
    Pneumococcal Adults 65+, or 19–64 with risk conditions Per current CDC schedule (PCV20 or PCV15+PPSV23) Prevents pneumonia, meningitis, bloodstream infections
    Hepatitis B All adults 19–59; 60+ at risk 2–4 doses depending on vaccine type Prevents liver cancer and cirrhosis
    HPV Adults up to age 45 (if not previously vaccinated) 2–3 doses depending on age at first dose Prevents cervical, anal, oropharyngeal, and other cancers
    RSV Adults 75+, and 60–74 at risk Single dose Prevents severe RSV, which causes 60,000–160,000 hospitalisations annually in adults 65+
    MMR (measles, mumps, rubella) Adults without immunity evidence 1–2 doses Measles is one of the most contagious diseases known

    Detailed Guide to Each Adult Vaccine

    Influenza (Flu) Vaccine

    The flu vaccine is needed annually because influenza viruses constantly mutate, requiring updated vaccine formulations each year. The vaccine reduces your risk of flu illness by 40–60% when well-matched to circulating strains, and even when mismatched, it reduces severity of illness and risk of hospitalisation.

    Key facts:

    • Best time to get vaccinated: September–October, before flu season peaks
    • Adults 65+ should get the high-dose, adjuvanted, or recombinant flu vaccine for better immune response
    • It’s a myth that the flu vaccine can give you the flu β€” it contains inactivated virus or viral proteins only
    • Pregnant women should get the flu vaccine to protect themselves and their newborn (who is too young to be vaccinated)
    • People with egg allergies can receive any flu vaccine (updated CDC guidance removed the egg allergy precaution)

    Shingles (Shingrix)

    Shingles is caused by the reactivation of the varicella-zoster virus β€” the same virus that causes chickenpox. Anyone who has had chickenpox (which includes nearly all adults over 40) carries the virus dormant in their nervous system and can develop shingles. The risk increases sharply after age 50.

    Shingles causes a painful, blistering rash that typically follows a nerve path on one side of the body. The most feared complication is postherpetic neuralgia (PHN) β€” persistent severe pain that can last months or years after the rash resolves. PHN affects 10–18% of shingles patients and is notoriously difficult to treat.

    Shingrix is more than 90% effective at preventing shingles and 85–90% effective at preventing PHN. Protection remains above 80% for at least 8 years. The vaccine is given as two doses, 2–6 months apart. Even if you’ve already had shingles, you should get vaccinated β€” shingles can recur.

    Pneumococcal Vaccine

    Streptococcus pneumoniae causes pneumonia, meningitis, and bloodstream infections. These infections are particularly dangerous for adults 65+ and those with chronic conditions (diabetes, heart disease, lung disease, compromised immunity). Pneumococcal pneumonia kills approximately 1 in 20 adults who are hospitalised with it.

    The current recommendation is either PCV20 (a single dose) or PCV15 followed by PPSV23. Your doctor will determine which schedule is appropriate based on your health history and previous vaccinations.

    HPV Vaccine for Adults

    The HPV vaccine prevents infection with human papillomavirus strains that cause cervical, anal, oropharyngeal, penile, vulvar, and vaginal cancers. While ideally given in adolescence, adults up to age 45 can now receive the vaccine. It’s most effective when given before any HPV exposure, but can still provide benefit for adults who may not have been exposed to all covered strains.

    The vaccine is given as:

    • 2 doses for those who start before age 15 (0 and 6–12 months)
    • 3 doses for those who start at age 15–45 (0, 1–2, and 6 months)

    RSV Vaccine

    Respiratory syncytial virus (RSV) was long considered primarily a childhood illness, but it’s now recognised as a significant cause of severe respiratory disease in older adults. RSV causes an estimated 60,000–160,000 hospitalisations and 6,000–10,000 deaths annually among adults 65+ in the United States alone. The RSV vaccine, approved in 2023, provides good protection for at least two seasons.

    Hepatitis B Vaccine

    Hepatitis B is a liver infection transmitted through blood and sexual contact. Chronic hepatitis B infection can lead to cirrhosis and liver cancer. The vaccine was added to childhood schedules in the 1990s, but many adults were never vaccinated. The CDC now recommends universal adult vaccination through age 59, and for adults 60+ at risk (healthcare workers, people with diabetes, those with multiple sexual partners, people who inject drugs, and those travelling to endemic areas).

    Vaccines for Travel: Planning Ahead

    If you’re travelling internationally, you may need additional vaccines depending on your destination. Common travel vaccines include:

    • Yellow fever: Required for entry to certain countries in Africa and South America
    • Typhoid: Recommended for travel to areas with poor sanitation
    • Hepatitis A: Recommended for most international travel
    • Japanese encephalitis: For extended travel in rural Asia
    • Rabies (pre-exposure): For travellers to remote areas where rabies is common and post-exposure treatment may be unavailable
    • Meningococcal: Required for Hajj pilgrimage; recommended for sub-Saharan Africa “meningitis belt”

    Visit a travel medicine clinic 4–6 weeks before your trip, as some vaccines require multiple doses or need time to take effect.

    Vaccine Safety: Addressing Common Concerns

    “Vaccines cause autism”

    This claim originated from a 1998 study by Andrew Wakefield that has been thoroughly debunked, retracted by The Lancet, and discredited by overwhelming evidence. Multiple large-scale studies involving millions of children have found no connection between vaccines and autism. The original study was found to involve fraudulent data manipulation.

    “Vaccines contain dangerous ingredients”

    Vaccine ingredients are carefully regulated and present in amounts too small to cause harm:

    • Thimerosal (mercury-based preservative): Removed from most childhood vaccines in 2001 as a precaution. Still present in some flu vaccines in trace amounts β€” less mercury than in a tuna sandwich
    • Aluminium adjuvants: Used to enhance immune response. We consume more aluminium in food and water in a day than a vaccine contains
    • Formaldehyde: Used in tiny amounts during manufacturing. The body naturally produces more formaldehyde than is in any vaccine

    “Natural immunity is better than vaccine immunity”

    While natural infection can produce strong immunity, it comes at the cost of actual illness β€” which can be severe, permanent, or fatal. Vaccines provide immunity without the risk of disease. For some diseases (like tetanus), natural infection doesn’t even produce lasting immunity β€” you can get tetanus multiple times, but the vaccine prevents it reliably.

    “I’m healthy, so I don’t need vaccines”

    Even healthy adults can get seriously ill from vaccine-preventable diseases. And even if your case is mild, you can transmit the disease to vulnerable people around you β€” infants, elderly relatives, immunocompromised individuals, and cancer patients. Vaccination is as much about community protection as individual protection.

    Common Vaccine Side Effects

    Most vaccine side effects are mild and resolve within 1–2 days. They’re signs that your immune system is responding to the vaccine and building immunity:

    • Soreness, redness, or swelling at the injection site (most common)
    • Mild fever (below 38.5Β°C / 101Β°F)
    • Headache
    • Fatigue
    • Muscle aches
    • Mild nausea

    Severe reactions are rare (1 in a million doses for anaphylaxis). If you experience difficulty breathing, swelling of the face or throat, or rapid heartbeat after vaccination, seek emergency medical care immediately.

    Vaccination and Chronic Conditions

    Adults with chronic conditions often need vaccines more than healthy adults because their underlying conditions make infections more dangerous:

    • Diabetes: Higher risk of flu complications and pneumococcal pneumonia. Annual flu vaccine is essential. Pneumococcal vaccine recommended regardless of age.
    • Heart disease: Flu increases heart attack risk. Annual flu vaccine reduces cardiovascular events by 15–45%.
    • Lung disease (asthma, COPD): Higher risk of respiratory complications. Annual flu, pneumococcal, and RSV vaccines particularly important.
    • Immunocompromised (cancer, HIV, transplant, immunosuppressants): Need most vaccines but must avoid live vaccines (MMR, varicella, intranasal flu). Household contacts should be fully vaccinated to create “cocoon protection.”
    • Pregnancy: Flu, Tdap (protects newborn from pertussis), and COVID-19 vaccines are specifically recommended during pregnancy. Avoid live vaccines.

    Keeping Track of Your Vaccinations

    Many adults don’t know which vaccines they’ve had. To get up to date:

    1. Check with your childhood doctor or school records for childhood immunisations
    2. Ask your current doctor to check your medical record for adult vaccines
    3. Consider a blood test (titre test) for antibodies to check immunity if records are unavailable β€” particularly for MMR, varicella, and hepatitis B
    4. Keep a personal vaccination record β€” many apps and digital health records can track this
    5. Schedule an annual “vaccine check” with your doctor alongside your annual physical

    The Cost of Adult Vaccines

    In many countries, adult vaccines are covered by insurance, Medicare, or national health services. In the United States:

    • Medicare Part B covers flu, pneumococcal, COVID-19, and hepatitis B vaccines at no cost
    • Medicare Part D covers shingles, Tdap, and RSV vaccines (may have copay)
    • Most private insurance plans cover all CDC-recommended vaccines at no cost under the Affordable Care Act preventive care provisions
    • Without insurance, vaccines range from $25 (flu) to $250+ (shingles series)
    • Many pharmacies offer vaccines at lower cost than doctors’ offices and accept walk-ins

    Frequently Asked Questions

    Q: Can I get multiple vaccines at the same time?
    A: Yes. Multiple vaccines can be safely administered at the same visit. Each should be given at a different injection site. Getting vaccines together doesn’t reduce effectiveness or increase side effects.

    Q: Can I get the flu vaccine if I’m feeling slightly unwell?
    A: If you have a mild cold without fever, it’s generally fine to get vaccinated. If you have a fever (38Β°C/100.4Β°F or above), wait until you’re fever-free. Consult your doctor if unsure.

    Q: I had chickenpox as a child β€” do I still need the shingles vaccine?
    A: Yes. Having had chickenpox means the virus is dormant in your body and can reactivate as shingles. The shingles vaccine prevents this reactivation. It’s recommended for everyone 50+ regardless of chickenpox history.

    Q: Are the new RSV and updated COVID vaccines safe?
    A: Yes. Both underwent the same rigorous safety testing as all FDA-approved vaccines. Millions of doses have been administered with safety profiles consistent with other adult vaccines.

    Q: Can vaccines make me sick with the disease they’re preventing?
    A: No. Most vaccines use inactivated viruses, viral proteins, or genetic material β€” none of which can cause infection. The few live-attenuated vaccines (MMR, varicella, intranasal flu) can cause very mild symptoms in rare cases but cannot cause the actual disease in people with normal immune systems.

    Q: I’m 45 β€” is the HPV vaccine still worth getting?
    A: It depends. The vaccine is most effective before any HPV exposure, which is why it’s recommended in adolescence. However, if you haven’t been exposed to all the covered HPV strains (unlikely for most sexually active adults), you may still benefit. The FDA approved it through age 45 based on shared clinical decision-making with your doctor.

    Q: Should I get vaccinated if I’m immunocompromised?
    A: Yes, but with important modifications. Inactivated vaccines (flu, COVID, pneumococcal, shingles, hepatitis B) are safe and particularly important. Live vaccines (MMR, varicella, intranasal flu) should be avoided. Your immune response may be reduced, so some vaccines may be less effective. Discuss timing with your specialist β€” some vaccines work better when given during periods of less intense immunosuppression.

    Q: How long does vaccine immunity last?
    A: It varies by vaccine. Some provide lifelong immunity (MMR, polio). Others need boosting (tetanus every 10 years, flu annually, COVID annually). The shingles vaccine provides strong protection for at least 8 years. Pneumococcal vaccine protection lasts at least 5 years. Your doctor can advise on booster schedules.

    ⚠️ Important: This article is for educational purposes only and does not constitute medical advice. Always consult your doctor about which vaccines are appropriate for you, particularly if you have chronic health conditions, are pregnant, or are immunocompromised.

    This article was written by the HealthAuthorityLife Editorial Team and is based on CDC vaccine recommendations, WHO guidelines, and peer-reviewed immunisation research.

    Vaccine Hesitancy: Understanding the Psychology

    Vaccine hesitancy is complex and rarely simple “anti-vaccine” sentiment. Research shows that hesitant individuals fall along a spectrum, from those with specific concerns to those who reject all vaccines entirely. Understanding the roots of hesitancy helps healthcare providers have more productive conversations.

    Common Drivers of Hesitancy

    • Concerns about side effects: Particularly for newer vaccines where long-term data feels insufficient
    • Distrust of pharmaceutical industry: Historical instances of pharmaceutical malpractice have eroded trust in some communities
    • Distrust of government health agencies: Political polarisation has extended into health attitudes
    • Social media misinformation: Algorithms amplify sensational claims over measured scientific consensus
    • Complacency: When diseases are rare (because vaccines work), people underestimate the risk of not vaccinating
    • Access barriers: Cost, transportation, time off work, and inconvenient clinic hours

    How to Address Your Own Vaccine Concerns

    If you’re uncertain about a vaccine, here’s how to get reliable information:

    1. Talk to your own doctor, who knows your health history
    2. Check the CDC or WHO websites for the specific vaccine you’re considering
    3. Read the vaccine information statement (VIS) β€” a plain-language document provided for every vaccine
    4. Ask about ingredient lists and potential side effects
    5. Discuss timing β€” you may be able to schedule vaccines when you have a lighter work week
    6. Consider the risk-benefit comparison: what’s the risk of the vaccine (very low) vs the risk of the disease it prevents?

    The Future of Adult Vaccination

    Vaccine development is accelerating, with several promising candidates in development for adults:

    • RSV vaccine for adults 50–59: Currently approved for 75+, expansion to lower ages is under review
    • HIV vaccine candidates: Multiple approaches in clinical trials, though none yet approved
    • Universal flu vaccine: Research targets the conserved parts of the flu virus that don’t mutate, which would eliminate the need for annual shots
    • Cancer vaccines: Personalised mRNA vaccines targeting individual tumour mutations are showing promise in early trials
    • Alzheimer’s vaccines: Several candidates in development targeting amyloid and tau proteins
    • Improved COVID-19 vaccines: Intranasal vaccines that may provide better mucosal immunity and block transmission

    The next decade may see vaccines transform from primarily infectious disease prevention to tools for treating cancer, Alzheimer’s, autoimmune diseases, and other chronic conditions. The mRNA technology validated during the COVID-19 pandemic has opened doors to vaccine approaches that weren’t possible before.

    Creating Your Personal Vaccination Calendar

    Here’s a practical approach to getting your adult vaccinations on track:

    1. Audit your current status: Make a list of every vaccine you can remember having. Ask your doctor for your medical record. If you’re unsure about immunity, ask for titre blood tests for MMR, varicella, and hepatitis B.
    2. Identify gaps: Compare your list to the CDC adult immunisation schedule. Note what’s missing.
    3. Prioritise by risk: If you’re over 50, prioritise flu, shingles, pneumococcal, RSV, and COVID. If you have chronic conditions, add any disease-specific recommendations. If you’re travelling, add travel vaccines.
    4. Plan timing: Some vaccines shouldn’t be given together (e.g., live vaccines should be separated by 4 weeks). Plan a schedule with your doctor or pharmacist.
    5. Set reminders: Annual vaccines (flu, COVID) need yearly scheduling. Booster vaccines (tetanus every 10 years) need longer-term tracking. Use your phone’s calendar or a vaccination tracking app.
    6. Take advantage of convenience: Many pharmacies offer walk-in vaccinations without an appointment. Workplace flu clinics, community health fairs, and drive-through vaccination events can save time.

    Community Immunity: Why Your Vaccination Matters to Others

    Vaccination isn’t only a personal health decision β€” it’s a community health responsibility. When enough people in a community are immune to a disease, transmission chains are interrupted, protecting even those who can’t be vaccinated. This concept, called herd immunity or community immunity, is particularly important for protecting:

    • Infants too young to be fully vaccinated
    • Elderly adults with weakened immune responses
    • Cancer patients undergoing chemotherapy
    • Organ transplant recipients on immunosuppressants
    • People with severe allergies to vaccine components
    • People with compromised immune systems from HIV, autoimmune disease, or other conditions

    The threshold for herd immunity varies by disease. Measles, one of the most contagious diseases known, requires 95% community immunity to prevent outbreaks. When vaccination rates fall below this threshold β€” as has happened in some communities β€” outbreaks occur. In 2024, measles outbreaks in several countries were directly linked to declining vaccination rates.

    By staying up to date with your own vaccinations, you’re not just protecting yourself β€” you’re contributing to a shield that protects the most vulnerable members of your community. This is particularly important for pertussis (whooping cough), which adults can carry without severe symptoms but can transmit to infants, in whom it can be fatal.

    Summary: Your Adult Vaccine Action Plan

    Adult vaccination is one of the most effective and cost-efficient preventive health measures available. Here’s your action plan:

    1. Schedule a vaccination review with your doctor or pharmacist this month
    2. Get your annual flu vaccine every September–November
    3. Get shingles vaccine (Shingrix) at age 50 β€” don’t wait
    4. Get pneumococcal vaccine at age 65 (or earlier if you have risk conditions)
    5. Keep tetanus up to date (every 10 years)
    6. Get RSV vaccine at age 75
    7. Ensure hepatitis B vaccination is complete
    8. Consider HPV vaccine if under 45 and not previously vaccinated
    9. Check travel vaccine needs 4–6 weeks before any international trip
    10. Maintain a personal vaccination record and update it annually

    Vaccines have saved more lives than any other medical intervention in history. By staying current with your adult vaccinations, you’re making one of the simplest yet most powerful health decisions available β€” protecting yourself, your family, and your community from preventable diseases.

    ⚠️ Important: This article is for educational purposes only and does not constitute medical advice. Always consult your doctor about which vaccines are appropriate for you, particularly if you have chronic health conditions, are pregnant, or are immunocompromised.

    This article was written by the HealthAuthorityLife Editorial Team and is based on CDC vaccine recommendations, WHO guidelines, and peer-reviewed immunisation research.

    Remember that vaccination records are now increasingly digitised β€” many health systems and apps can store your vaccination history, send you reminders when boosters are due, and even integrate with travel requirements. Taking advantage of these tools makes staying current much easier than relying on memory alone. The few minutes it takes to get vaccinated can prevent weeks of illness, hospitalisation, or worse. It is one of the highest-value investments you can make in your long-term health.